Retirement Calculator
Calculate the exact corpus you need to retire and how much you need to save every month.
Personal Details
Current Age
Retirement Age
Current Monthly Expenses (₹)
₹
Existing Savings / Corpus (₹)
₹
Assumptions
Inflation Rate (%)
Life Expectancy
Return (Pre-Retire) %
Return (Post-Retire) %
Retirement Corpus Needed
₹ 7.68 Cr
Monthly SIP Required Now
₹ 17,508
₹ 50,000
₹ 2,87,175
Corpus Growth Projection
How does the Retirement Calculator work?
Planning for retirement involves estimating how much your current expenses will cost in the future due to inflation, and then calculating the total corpus needed to sustain that lifestyle.
Key Factors:
Inflation: The silent wealth killer. At 6% inflation, expenses double roughly every 12 years.
Pre-Retirement Returns: The growth rate of your investments while you are earning (e.g., Equity Mutual Funds typically target 10-12%).
Post-Retirement Returns: Once retired, you should shift to safer assets (Debt funds, FDs, SCSS) which typically yield 6-8%.